:root {
  --primary: #002242;
  --primary-dark: #062042;
  --accent: #f15a22;
  --text-strong: #1e293b;
  --text-muted: #4b5563;
  --surface-muted: #f4f7fb;
  --border-soft: #e2e8f0;
  --button-accent: linear-gradient(to right, #ffb306 0%, #ffb306 100%);
}

body.body {
  background: #fff;
  color: var(--text-muted);
  font-family: Open Sans, sans-serif;
  line-height: 1.5;
}

::selection {
  background: var(--primary-dark);
  color: #fff;
}

.text-link-primary {
  color: var(--primary);
  font-weight: 600;
}

.text-link-primary:hover {
  color: var(--primary-dark);
}

.about-body-copy {
  color: var(--text-muted);
  line-height: 1.75;
  margin-bottom: 1.5rem;
}

.content-section {
  padding: 56px 0;
}

.bg-white-section {
  background: #fff;
}

.bg-light-section {
  background: var(--surface-muted);
}

.content-narrow {
  max-width: 760px;
  margin-left: auto;
  margin-right: auto;
}

.section-eyebrow {
  display: inline-block;
  margin-bottom: 0.5rem;
  color: var(--primary);
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.section-heading {
  margin-bottom: 0.4rem;
  color: #1a2a4a;
  font-size: clamp(1.55rem, 3vw, 2.2rem);
  font-weight: 700;
}

.section-sub-text {
  margin-bottom: 2rem;
  color: #666;
  line-height: 1.7;
}

.section-sub-text--narrow {
  max-width: 520px;
}

.intro-text {
  margin-bottom: 1rem;
  color: #444;
  font-size: 1rem;
  line-height: 1.75;
}

.page-hero {
  padding: 60px 0 52px;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  color: #fff;
  text-align: center;
}

.page-hero .hero-label {
  display: inline-block;
  margin-bottom: 0.85rem;
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.15);
  padding: 0.28rem 0.9rem;
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.page-hero h1 {
  margin-bottom: 0.5rem;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
}

.page-hero .hero-sub {
  margin: 0 auto;
  color: rgba(255, 255, 255, 0.78);
  font-size: 1.05rem;
}

.navigation-bar {
  position: sticky !important;
  top: 0 !important;
  z-index: 1000 !important;
  border-bottom: 1px solid #e8edf2 !important;
  background: #fff !important;
  box-shadow: 0 1px 0 rgba(0, 0, 0, 0.04) !important;
}

.navigation-container {
  display: flex !important;
  align-items: center !important;
  gap: 8px !important;
  max-width: 1200px !important;
  height: 68px !important;
  margin: 0 auto !important;
}

.navigation-brand {
  display: flex !important;
  align-items: center !important;
  margin-right: 40px !important;
  flex-shrink: 0 !important;
}

.header-logo-img {
  width: auto !important;
  height: 40px !important;
}

.navigation-menu {
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 20px !important;
  width: auto !important;
}

.navigation-link,
.navigation-dropdown-toggle {
  display: flex !important;
  align-items: center !important;
  border-radius: 8px !important;
  color: #374151 !important;
  padding: 6px 10px !important;
  font-weight: 700 !important;
  letter-spacing: 0 !important;
  text-decoration: none !important;
  text-transform: none !important;
  transition: background 0.15s, color 0.15s !important;
  white-space: nowrap !important;
  font-size: 1.1em;
}

.navigation-link:hover,
.navigation-link.w--current,
.navigation-dropdown-toggle:hover,
.navigation-dropdown:hover .navigation-dropdown-toggle {
  background: #eff6ff !important;
  color: #1d4ed8 !important;
  text-decoration: none !important;
}

.navigation-link.w--current {
  font-weight: 600 !important;
}

.navigation-dropdown-toggle.w--current {
  background: #eff6ff !important;
  color: #1d4ed8 !important;
  font-weight: 600 !important;
}

.navigation-dropdown-toggle {
  gap: 5px !important;
  cursor: pointer !important;
}

.dropdown-arrow {
  display: flex !important;
  align-items: center !important;
  color: #9ca3af !important;
  font-size: 0.75rem !important;
  transform: rotate(90deg) !important;
  transition: transform 0.2s !important;
}

.navigation-dropdown.w--open .dropdown-arrow {
  transform: rotate(-90deg) !important;
}

.dropdown-list {
  min-width: 210px !important;
  margin-top: 4px !important;
  overflow: hidden !important;
  border: 1px solid #e8edf2 !important;
  border-radius: 12px !important;
  background: #fff !important;
  box-shadow: 0 8px 32px rgba(30, 58, 138, 0.12), 0 2px 8px rgba(0, 0, 0, 0.06) !important;
  padding: 6px !important;
}

.navigation-dropdown-link {
  display: block !important;
  border-radius: 8px !important;
  color: #374151 !important;
  padding: 9px 14px !important;
  font-weight: 700 !important;
  letter-spacing: 0 !important;
  text-decoration: none !important;
  text-transform: none !important;
  transition: background 0.15s, color 0.15s !important;
}

.navigation-dropdown-link:hover,
.navigation-dropdown-link.w--current {
  background: #eff6ff !important;
  color: #1d4ed8 !important;
  text-decoration: none !important;
}

.navigation-dropdown-link.first {
  background: transparent !important;
  color: #374151 !important;
}

.header-tfn-link-block {
  display: flex !important;
  align-items: center !important;
  gap: 10px !important;
  margin-left: auto !important;
  border: 1.5px solid #e2e8f0 !important;
  border-radius: 10px !important;
  background: var(--accent) !important;
  padding: 8px 16px 8px 12px !important;
  text-decoration: none !important;
  transition: background 0.15s, border-color 0.15s, box-shadow 0.15s !important;
}

.header-tfn-link-block:hover {
  color: #fff;
  opacity: 0.9;
  box-shadow: 0 2px 8px rgba(37, 99, 176, 0.1) !important;
  transition: background 0.15s, border-color 0.15s, box-shadow 0.15s !important;
}

.tfn-icon-container {
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  width: 32px !important;
  height: 32px !important;
  color: #fff !important;
  font-size: 1.3rem !important;
}

.tfn-content-container {
  display: flex !important;
  flex-direction: column !important;
  line-height: 1.2 !important;
}

.tfn-subheading {
  color: #fff !important;
  font-size: 0.9rem !important;
  font-weight: 600 !important;
  letter-spacing: 0.07em !important;
  text-transform: uppercase !important;
}

.tfn-heading {
  color: #fff !important;
  font-size: 1.1rem !important;
  font-weight: 700 !important;
  letter-spacing: -0.01em !important;
}

.menu-button {
  display: none !important;
}

.hamburger-wrapper {
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  width: 42px;
  height: 42px;
  padding: 0.5rem;
}

.burger-line {
  width: 24px;
  height: 3px;
  margin: 2px 0;
  border-radius: 999px;
  background: #1e293b;
}

.footer-section {
  margin-top: 0 !important;
  background: #fff;
  padding: 56px 0 0 !important;
}

.footer-content-container {
  display: flex !important;
  flex-wrap: wrap !important;
  align-items: flex-start !important;
  gap: 40px !important;
  max-width: 1200px !important;
  margin: 0 auto !important;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08) !important;
  padding: 0 24px 48px !important;
}

.footer-logo-container {
  flex: 0 0 300px !important;
  padding-right: 40px;
}

.footer-logo {
  display: inline-block !important;
  margin-bottom: 12px !important;
}

.footer-logo-img {
  width: auto !important;
  height: 36px !important;
}

.footer-logo-container::after {
  content: "Helping people find the right Medicare coverage - quickly, easily, and affordably." !important;
  display: block !important;
  margin-top: 10px !important;
  color: rgba(0, 0, 0, 0.85) !important;
  line-height: 1.6 !important;
}

.footer-links {
  flex: 1 !important;
  min-width: 130px !important;
}

.footer-heading {
  margin-bottom: 14px !important;
  color: rgba(0, 0, 0, 0.5) !important;
  font-size: 0.9rem !important;
  font-weight: 700 !important;
  letter-spacing: 0.1em !important;
  text-transform: uppercase !important;
}

.footer-link {
  display: block !important;
  margin-bottom: 8px !important;
  color: var(--primary-dark) !important;
  font-size: 0.9rem !important;
  line-height: 1.4 !important;
  text-decoration: none !important;
  transition: color 0.15s !important;
}

.footer-link div {
  display: inline !important;
}

.footer-link:hover {
  color: rgba(0, 0, 0, 1) !important;
  text-decoration: underline !important;
}

.copyright-text {
  max-width: 1200px !important;
  margin: 0 auto !important;
  padding: 24px 24px 32px !important;
  color: rgba(0, 0, 0, 0.85) !important;
  font-size: 0.9rem !important;
  line-height: 1.7 !important;
}

.disclosure-link {
  color: rgba(0, 0, 0, 0.95) !important;
  text-decoration: underline;
  transition: color 0.15s !important;
}

.disclosure-link:hover {
  color: rgba(0, 0, 0, 1) !important;
  text-decoration: none;
}

.cta-section {
  padding: 56px 0;
  background: linear-gradient(135deg, #1a2a4a, #2a3d6a);
  color: #fff;
  text-align: center;
}

.cta-section h2 {
  margin-bottom: 0.5rem;
  font-size: clamp(1.4rem, 3vw, 2rem);
}

.cta-section p {
  margin-bottom: 1.6rem;
  color: rgba(255, 255, 255, 0.65);
}

.cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  border-radius: 10px;
  background: var(--accent);
  color: #fff;
  padding: 0.85rem 2rem;
  font-size: 1rem;
  font-weight: 700;
  text-decoration: none;
  transition: opacity 0.2s, transform 0.15s;
}

.cta-btn:hover {
  color: #fff;
  opacity: 0.9;
  transform: translateY(-2px);
}

.cta-section--split .cta-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr);
  align-items: center;
  gap: 2rem;
  max-width: 980px;
  margin: 0 auto;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 18px;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.06), rgba(255, 255, 255, 0.02));
  padding: 1.2rem;
}

.cta-section--split .cta-media {
  overflow: hidden;
  border-radius: 14px;
}

.cta-section--split .cta-media img {
  display: block;
  width: 100%;
  height: 100%;
  min-height: 260px;
  object-fit: cover;
}

.cta-section--split .cta-content {
  text-align: left;
  padding: 0.2rem 0.4rem 0.2rem 0;
}

.cta-section--split .cta-content h2 {
  margin-bottom: 0.65rem;
}

.cta-section--split .cta-content p {
  margin-bottom: 1.4rem;
}

.home-hero {
  position: relative;
  overflow: hidden;
  padding: 80px 0 72px;
  background: linear-gradient(135deg, #fff 0%, var(--surface-muted) 100%);
  color: var(--primary-dark);
}

@media (min-width: 992px) {
  .home-hero .row > div:first-child {
    padding-left: 8.5rem;
  }
}

.home-hero::after {
  content: "";
  position: absolute;
  top: -100px;
  right: -100px;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.05);
  pointer-events: none;
}

.hero-label {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-bottom: 1.1rem;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 999px;
  background: rgba(0, 57, 108, 0.75);
  color: rgba(255, 255, 255, 1);
  padding: 0.3rem 0.9rem;
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
}

.home-hero h1 {
  margin-bottom: 4rem;
  font-size: clamp(2.2rem, 5vw, 3.6rem);
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.1;
  font-style: italic;
}

.home-hero h1 em {
  color: #93c5fd;
  font-style: normal;
  font-size: 90%;
}

.hero-sub {
  max-width: 460px;
  margin-bottom: 2rem;
  font-size: 1.05rem;
  line-height: 1.7;
}

.hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 1.8rem;
}

.btn-primary-cta,
.btn-ghost-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  border-radius: 10px;
  text-decoration: none;
}

.btn-primary-cta {
  background: var(--accent);
  box-shadow: 0 4px 16px rgba(241, 90, 34, 0.35);
  color: #fff;
  padding: 0.85rem 1.6rem;
  font-weight: 700;
  transition: opacity 0.2s, transform 0.15s;
}

.btn-primary-cta:hover {
  color: #fff;
  opacity: 0.9;
  transform: translateY(-2px);
}

.btn-ghost-cta {
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  color: rgba(255, 255, 255, 0.85);
  padding: 0.85rem 1.4rem;
  font-weight: 500;
  transition: background 0.2s;
}

.btn-ghost-cta:hover {
  background: rgba(255, 255, 255, 0.1);
  color: #fff;
}

.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 1.2rem;
}

.hero-trust span {
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.hero-trust i {
  color: #93c5fd;
}

.hero-card {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 450px;
  overflow: hidden;
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 20px 56px rgba(0, 0, 0, 0.2);
}

.hero-card img {
  display: block;
  width: 100%;
  height: 350px;
  object-fit: cover;
  object-position: center 15%;
}

.hero-card-tag {
  position: absolute;
  top: 14px;
  left: 14px;
  border-radius: 6px;
  background: var(--primary);
  color: #fff;
  padding: 0.22rem 0.6rem;
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.hero-card-foot {
  padding: 1rem 1.3rem 1.2rem;
}

.hero-stat {
  display: block;
  margin-bottom: 0.15rem;
  color: var(--primary);
  font-size: 1.5rem;
  font-weight: 800;
}

.hero-card-foot p {
  margin: 0;
  color: #555;
  line-height: 1.55;
}

.step-card {
  height: 100%;
  border: 1px solid var(--border-soft);
  border-radius: 16px;
  background: var(--surface-muted);
  padding: 2rem 1.6rem;
  transition: transform 0.25s, box-shadow 0.25s;
}

.step-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 30px rgba(37, 99, 176, 0.1);
}

.step-num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  margin-bottom: 0.9rem;
  border-radius: 11px;
  background: var(--primary);
  color: #fff;
  font-size: 1.05rem;
  font-weight: 800;
}

.step-card h4 {
  margin-bottom: 0.45rem;
  color: var(--text-strong);
  font-size: 1.2rem;
  font-weight: 700;
}

.step-card p {
  margin: 0;
  color: var(--text-muted);
  line-height: 1.65;
}

.product-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  overflow: hidden;
  border: 1px solid var(--border-soft);
  border-radius: 16px;
  background: #fff;
  transition: transform 0.25s, box-shadow 0.25s;
}

.product-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 36px rgba(37, 99, 176, 0.12);
}

.product-card-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 120px;
  color: rgba(255, 255, 255, 0.5);
  font-size: 2.5rem;
}

.product-card-icon--advantage {
  background: linear-gradient(135deg, #1a4a8a, #2563b0);
}

.product-card-icon--supplement {
  background: linear-gradient(135deg, #155e4a, #16a34a);
}

.product-card-icon--rx {
  background: linear-gradient(135deg, #7c3a1a, #c2672a);
}

.product-card-icon--dental {
  background: linear-gradient(135deg, #3a3a6a, #5a5a9c);
}

.product-card-body {
  display: flex;
  flex: 1;
  flex-direction: column;
  padding: 1.4rem;
}

.product-card-body h3 {
  margin-bottom: 0.4rem;
  color: var(--text-strong);
  font-size: 1.15rem;
  font-weight: 700;
}

.product-card-body p {
  flex: 1;
  margin-bottom: 1rem;
  color: var(--text-muted);
  line-height: 1.65;
}

.product-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--primary);
  font-size: 0.85rem;
  font-weight: 600;
  text-decoration: none;
  transition: gap 0.2s;
}

.product-link:hover {
  gap: 0.7rem;
}

.term-block {
  overflow: hidden;
  margin-bottom: 1.25rem;
  border: 1px solid var(--border-soft);
  border-radius: 14px;
  background: #fff;
  transition: box-shadow 0.2s;
}

.term-block:hover {
  box-shadow: 0 6px 24px rgba(37, 99, 176, 0.09);
}

.term-block--highlight {
  border-color: #86efac;
  background: #f0fdf4;
}

.term-header {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.85rem;
  border-bottom: 1px solid #f0f4f8;
  padding: 1.1rem 1.5rem 0.9rem;
}

.term-block--highlight .term-header {
  border-bottom-color: #bbf7d0;
}

.term-icon,
.policy-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  flex-shrink: 0;
  border-radius: 9px;
  background: #eff6ff;
  color: var(--primary);
  font-size: 0.95rem;
}

.term-block--highlight .term-icon {
  background: #dcfce7;
  color: #16a34a;
}

.term-header h3 {
  flex: 1;
  margin: 0;
  color: var(--text-strong);
  font-size: 1.05rem;
  font-weight: 700;
}

.term-badge {
  border-radius: 999px;
  background: #eff6ff;
  color: var(--primary);
  padding: 0.22rem 0.7rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.term-badge--green {
  background: #dcfce7;
  color: #15803d;
}

.term-badge--amber {
  background: #fef3c7;
  color: #b45309;
}

.term-badge--purple {
  background: #f3e8ff;
  color: #7e22ce;
}

.term-badge--blue {
  background: #dbeafe;
  color: #1d4ed8;
}

.term-body {
  padding: 1.1rem 1.5rem 1.3rem;
}

.term-body p {
  margin-bottom: 0.75rem;
  color: var(--text-muted);
  line-height: 1.7;
}

.term-body p:last-child {
  margin-bottom: 0;
}

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.benefit-card {
  padding: 1.4rem 1.25rem;
  border: 1px solid var(--border-soft);
  border-radius: 14px;
  background: #fff;
  transition: box-shadow 0.2s, transform 0.2s;
}

.benefit-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 99, 176, 0.1);
}

.benefit-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  margin-bottom: 0.85rem;
  border-radius: 10px;
  background: #eff6ff;
  color: var(--primary);
  font-size: 1rem;
}

.benefit-card h4 {
  margin-bottom: 0.4rem;
  color: var(--text-strong);
  font-weight: 700;
}

.benefit-card p {
  margin: 0;
  color: var(--text-muted);
  line-height: 1.65;
}

.eligibility-list {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
}

.eligibility-item {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  border: 1px solid var(--border-soft);
  border-radius: 10px;
  background: #fff;
  padding: 1rem 1.25rem;
  color: #334155;
  font-size: 0.95rem;
}

.eligibility-item i {
  flex-shrink: 0;
  color: #16a34a;
  font-size: 1.1rem;
}

.mission-callout,
.warning-callout,
.info-callout,
.oop-callout {
  display: flex;
  align-items: flex-start;
  gap: 1.1rem;
  margin-top: 1.5rem;
  border-radius: 14px;
  padding: 1.4rem 1.5rem;
}

.mission-callout,
.info-callout {
  border: 1.5px solid #bfdbfe;
  background: #eff6ff;
}

.warning-callout {
  border: 1.5px solid #fde68a;
  background: #fefce8;
}

.mission-callout-icon,
.warning-icon,
.info-callout-icon {
  margin-top: 0.1rem;
  flex-shrink: 0;
  font-size: 1.5rem;
}

.mission-callout-icon,
.info-callout-icon {
  color: var(--primary);
}

.warning-icon {
  color: #b45309;
}

.mission-callout strong,
.warning-callout strong,
.info-callout strong,
.oop-text strong {
  display: block;
  margin-bottom: 0.35rem;
  font-size: 1rem;
}

.mission-callout strong,
.info-callout strong,
.oop-text strong {
  color: #1e3a6a;
}

.warning-callout strong {
  color: #78350f;
}

.mission-callout p,
.warning-callout p,
.info-callout p,
.oop-text p {
  margin: 0;
  color: #374151;
  line-height: 1.65;
}

.about-img-wrap {
  position: relative;
  display: inline-block;
  width: 100%;
}

.about-img {
  display: block;
  width: 100%;
  height: 360px;
  border-radius: 18px;
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.14);
  object-fit: cover;
}

.about-img-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  border-radius: 12px;
  background: #fff;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.12);
  padding: 0.75rem 1.1rem;
}

.about-stat,
.about-stat-num {
  display: block;
  color: var(--primary);
  font-weight: 800;
}

.about-stat {
  font-size: 1.6rem;
  line-height: 1.1;
}

.about-stat-label,
.about-stat-desc {
  display: block;
  color: #64748b;
}

.about-stat-label {
  font-size: 0.75rem;
}

.about-stats-row {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.about-stat-card {
  min-width: 100px;
  flex: 1;
  border: 1px solid var(--border-soft);
  border-radius: 12px;
  background: var(--surface-muted);
  padding: 1rem 1.25rem;
  text-align: center;
}

.about-stat-num {
  font-size: 1.4rem;
}

.about-stat-desc {
  margin-top: 0.15rem;
}

.plan-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-bottom: 1rem;
}

.plan-pill {
  border: 1.5px solid var(--border-soft);
  border-radius: 10px;
  background: #fff;
  color: #334155;
  padding: 0.6rem 1rem;
  font-size: 0.9rem;
  font-weight: 600;
}

.plan-pill.plan-popular {
  border-color: #bfdbfe;
  background: #eff6ff;
  color: #1d4ed8;
}

.plan-pill.plan-featured {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  border-color: #a7f3d0;
  background: #f0fdf4;
  color: #15803d;
}

.plan-star {
  color: #15803d;
  font-size: 0.72rem;
  font-weight: 700;
}

.plan-note {
  margin-top: 0.75rem;
  color: #64748b;
  font-size: 0.9rem;
  line-height: 1.6;
}

.tier-list {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  margin: 1.25rem 0 1.5rem;
}

.tier-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  color: #333;
  font-size: 0.95rem;
}

.tier-dot {
  width: 12px;
  height: 12px;
  flex-shrink: 0;
  border-radius: 50%;
}

.tier-1 {
  background: #4caf82;
}

.tier-2 {
  background: var(--primary);
}

.tier-3 {
  background: #f59e0b;
}

.tier-4 {
  background: #e05c5c;
}

.oop-callout-section {
  padding: 0 0 8px;
}

.oop-callout {
  position: relative;
  z-index: 2;
  max-width: 760px;
  margin: -28px auto 0;
  border: 1.5px solid #93c5fd;
  border-radius: 16px;
  background: linear-gradient(135deg, #e8f0fe, #dbeafe);
  box-shadow: 0 8px 28px rgba(37, 99, 176, 0.12);
  padding: 1.6rem 2rem;
}

.oop-icon {
  margin-top: 0.1rem;
  flex-shrink: 0;
  color: var(--primary);
  font-size: 1.8rem;
}

.cost-split {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin: 1rem 0;
}

.cost-split-item {
  min-width: 80px;
  flex: 1;
  border: 1px solid var(--border-soft);
  border-radius: 10px;
  background: #f8fafc;
  padding: 0.75rem 0.5rem;
  text-align: center;
}

.cost-split-item.you {
  border-color: #bfdbfe;
  background: #eff6ff;
}

.cost-split-item.highlight-you {
  border-color: #86efac;
  background: #dcfce7;
}

.cost-split-item.plan {
  border-color: #fde68a;
  background: #fefce8;
}

.cost-split-item.mfr {
  border-color: #e9d5ff;
  background: #fdf4ff;
}

.cost-split-item.medicare {
  border-color: #fed7aa;
  background: #fff7ed;
}

.cost-pct {
  display: block;
  color: var(--text-strong);
  font-size: 1.4rem;
  font-weight: 800;
}

.cost-label {
  display: block;
  margin-top: 0.1rem;
  color: #64748b;
  font-size: 0.72rem;
  line-height: 1.3;
}

.phases-timeline {
  display: flex;
  flex-direction: column;
}

.phase-connector {
  width: 2px;
  height: 32px;
  margin-left: 20px;
  background: linear-gradient(to bottom, #93c5fd, #a7f3d0);
}

.phase-step {
  display: flex;
  align-items: flex-start;
  gap: 1.1rem;
}

.phase-num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  flex-shrink: 0;
  border-radius: 50%;
  background: var(--primary);
  box-shadow: 0 4px 12px rgba(37, 99, 176, 0.25);
  color: #fff;
  font-size: 1rem;
  font-weight: 800;
}

.phase-step--highlight .phase-num {
  background: #16a34a;
  box-shadow: 0 4px 12px rgba(22, 163, 74, 0.25);
}

.phase-content {
  padding-bottom: 0.5rem;
}

.phase-content h4 {
  margin-bottom: 0.3rem;
  color: var(--text-strong);
  font-size: 1rem;
  font-weight: 700;
}

.phase-content p {
  margin: 0;
  color: var(--text-muted);
  line-height: 1.65;
}

.policy-nav {
  margin-top: 1.5rem;
  border: 1px solid var(--border-soft);
  border-radius: 12px;
  background: var(--surface-muted);
  padding: 1rem 1.25rem;
}

.policy-nav-label {
  margin-bottom: 0.5rem;
  color: #64748b;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.policy-nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.policy-nav-links a {
  border: 1px solid #bfdbfe;
  border-radius: 999px;
  background: #eff6ff;
  color: var(--primary);
  padding: 0.22rem 0.75rem;
  font-size: 0.8rem;
  font-weight: 600;
  text-decoration: none;
  transition: background 0.2s;
}

.policy-nav-links a:hover {
  background: #dbeafe;
}

.policy-block {
  overflow: hidden;
  margin-bottom: 1.25rem;
  border: 1px solid var(--border-soft);
  border-radius: 14px;
  background: #fff;
}

.policy-block-header {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.85rem;
  border-bottom: 1px solid #f0f4f8;
  padding: 1.1rem 1.5rem 0.9rem;
}

.policy-block-header h2 {
  flex: 1;
  margin: 0;
  color: var(--text-strong);
  font-size: 1.05rem;
  font-weight: 700;
}

.policy-block-body {
  padding: 1.1rem 1.5rem 1.3rem;
}

.policy-block-body p {
  margin-bottom: 0.75rem;
  color: var(--text-muted);
  line-height: 1.75;
}

.policy-block-body p:last-child {
  margin-bottom: 0;
}

.policy-subhead {
  margin: 1.1rem 0 0.4rem;
  color: var(--text-strong);
  font-weight: 700;
}

.policy-list {
  margin-bottom: 0.75rem;
  padding-left: 1.3rem;
}

.policy-list li {
  margin-bottom: 0.4rem;
  color: var(--text-muted);
  font-size: 0.875rem;
  line-height: 1.7;
}

.policy-block--highlight {
  border-color: #fde68a;
  background: #fffbeb;
}

.policy-block--highlight .policy-block-header {
  border-bottom-color: #fde68a;
}

.policy-icon--green {
  background: #dcfce7;
  color: #16a34a;
}

.page-aetna a {
  color: var(--primary-dark);
  text-decoration: underline;
}

.page-aetna a:hover {
  color: var(--accent);
  text-decoration: none;
}

.page-aetna input.parsley-success,
.page-aetna select.parsley-success,
.page-aetna textarea.parsley-success {
  border: 1px solid #d6e9c6;
  background-color: #dff0d8;
  color: #468847;
}

.page-aetna input.parsley-error,
.page-aetna select.parsley-error,
.page-aetna textarea.parsley-error {
  border: 1px solid #eed3d7;
  background-color: #f2dede;
  color: #b94a48;
}

.page-aetna .parsley-errors-list {
  margin: 2px 0 3px;
  padding: 0;
  list-style: none;
  color: #b94a48;
  font-size: 0.9em;
  line-height: 0.9em;
  opacity: 0;
  transition: all 0.3s ease-in;
}

.page-aetna .parsley-errors-list.filled {
  opacity: 1;
}

.page-aetna .form-control:focus {
  border-color: #212121;
  box-shadow: inset 0 0 0 1px #212121;
}

.page-aetna .input-group > .form-control {
  height: auto;
  padding: 18px 25px;
}

.page-aetna .rad,
.page-aetna .ckb {
  cursor: pointer;
  user-select: none;
}

.page-aetna .rad > input,
.page-aetna .ckb > input {
  visibility: hidden;
  position: absolute;
}

.page-aetna .rad > i,
.page-aetna .ckb > i {
  display: inline-block;
  width: 30px;
  height: 30px;
  margin-right: 8px;
  box-shadow: inset 0 0 0 18px #fff;
  transition: 0.2s;
  vertical-align: middle;
}

.page-aetna .ckb > i,
.page-aetna .ckb > input + i:after {
  width: 35px;
  height: 35px;
}

.page-aetna .rad:hover > i,
.page-aetna .rad > input:checked + i {
  background: #14375a;
  box-shadow: inset 0 0 0 5px #fff;
}

.page-aetna .form-check {
  padding-left: 0.3rem;
}

.page-aetna .checkbox-inline,
.page-aetna .radio-inline {
  margin-right: 20px;
}

.page-aetna .ckb > input + i:after {
  content: "";
  display: block;
  background: #fff;
}

.page-aetna .ckb > input:checked + i:after {
  margin-top: 4px;
  margin-left: 4px;
  background: url("https://uploads-ssl.webflow.com/66311cb322cd9ea5a2510110/6633b21845e7e47e1aa3667a_checkmark%20(1).png") no-repeat;
}

.page-aetna .switch-field input {
  position: absolute !important;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

.page-aetna .switch-field label {
  display: inline-block;
  min-width: 125px;
  width: auto;
  border: 1px solid #000;
  border-radius: 4px;
  background-color: #fff;
  color: #000;
  padding: 18px 25px;
  text-align: center;
  transition: all 0.1s ease-in-out;
}

.page-aetna .switch-field label:hover {
  border-color: var(--primary-dark);
  background: var(--primary-dark);
  color: #fff;
}

.page-aetna .switch-field input:checked + label {
  border: 1px solid var(--primary-dark);
  background-color: var(--primary-dark);
  box-shadow: none;
  color: #fff;
}

.page-aetna .landing-header {
  position: relative;
  z-index: 999;
  background: #fff;
  box-shadow: 0 -20px 20px 20px rgba(0, 0, 0, 0.2);
}

.page-aetna .landing-header-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1300px;
  margin: 0 auto;
  background: #fff;
  padding: 1rem 0;
}

.page-aetna .landing-headline {
  max-width: 800px;
  margin: 0 auto;
  color: var(--primary-dark);
  font-size: 2rem;
  font-weight: 700;
  line-height: 1.3em;
  text-align: center;
}

.page-aetna .landing-content-container {
  display: flex;
  flex-direction: column;
  max-width: 1300px;
  margin: 0 auto;
  padding: 4em 0;
}

.page-aetna .landing-cta-button {
  display: flex;
  justify-content: center;
  align-items: center;
  width: 50%;
  margin: 2em auto 0;
  border: 1px solid var(--primary-dark);
  border-radius: 6px;
  background: var(--primary-dark);
  color: #fff;
  padding: 1em 2em;
  font-size: 1.5em;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.2s;
}

.page-aetna .landing-cta-button:hover {
  background: #fff;
  color: var(--primary-dark);
}

.page-aetna .landing-cta-button-text {
  margin-left: 1em;
  text-align: center;
}

.page-aetna .landing-text {
  max-width: 800px;
  margin: 4em auto 0;
  font-size: 1.3em;
  line-height: 1.6em;
  text-align: center;
}

.page-aetna .landing-benefit-item {
  position: relative;
  display: flex;
  flex-direction: column;
  width: 250px;
}

.page-aetna .landing-benefit-icon {
  position: relative;
  z-index: 1;
  display: flex;
  justify-content: center;
  align-items: center;
  width: 75px;
  height: 75px;
  margin: 0 auto -12px;
  border-radius: 50% 50% 0 0;
  background: #e5eaf1;
  color: var(--primary-dark);
  padding: 1em;
  font-size: 2em;
}

.page-aetna .landing-benefit-text {
  display: flex;
  justify-content: center;
  align-items: center;
  border-radius: 6px;
  background: #e5eaf1;
  padding: 1em;
  font-size: 1.1em;
  text-align: center;
}

.page-aetna .div-block-4,
.page-aetna .landing-benefits-2 {
  display: flex;
  justify-content: space-around;
}

.page-aetna .div-block-4 {
  margin-top: 4em;
}

.page-aetna .landing-benefits-2 {
  margin-top: 2em;
}

.page-aetna .landing-logo-client {
  width: 175px;
}

.page-aetna .landing-logo-separator {
  width: 1px;
  height: 40px;
  margin: 0 1em;
  border: 1px solid #000;
  background: #738aa0;
}

.page-aetna .landing-header-tfn-container {
  display: flex;
  align-items: center;
  color: var(--primary-dark);
  font-size: 1.5em;
  font-weight: 700;
  text-decoration: none;
}

.page-aetna .landing-header-tfn-container:hover {
  color: var(--accent);
}

.page-aetna .landing-header-tfn {
  margin-left: 0.5em;
  text-align: right;
}

.page-aetna .button-hours,
.page-aetna .header-hours {
  font-size: 75%;
  font-weight: 400;
}

@media (max-width: 991px) {
  .navigation-menu {
    position: absolute !important;
    top: 100% !important;
    right: 0 !important;
    left: 0 !important;
    display: none !important;
    flex-direction: column !important;
    align-items: flex-start !important;
    gap: 2px !important;
    border-bottom: 1px solid #e8edf2 !important;
    background: #fff !important;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08) !important;
    padding: 12px 16px 16px !important;
  }

  .w-nav-overlay .navigation-menu {
    top: 0 !important;
  }

  .navigation-menu.w--open,
  .navigation-menu[data-nav-menu-open] {
    display: flex !important;
  }

  .navigation-dropdown {
    width: 100% !important;
  }

  .navigation-link,
  .navigation-dropdown-toggle {
    width: 100% !important;
    padding: 10px 12px !important;
  }

  .navigation-dropdown-toggle {
    justify-content: space-between !important;
  }

  .dropdown-list {
    position: static !important;
    margin-top: 4px !important;
    margin-left: 8px !important;
    border: 1px solid #e8edf2 !important;
    box-shadow: none !important;
  }

  .menu-button {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    margin-left: auto !important;
    border: 1px solid #dbe4ee !important;
    border-radius: 10px !important;
    background: #fff !important;
    padding: 0 !important;
  }

  .menu-button.w--open {
    border-color: #bfdbfe !important;
    background: #eff6ff !important;
    color: inherit !important;
  }

  .header-tfn-link-block {
    display: none !important;
  }

  .footer-content-container {
    gap: 28px !important;
    padding-bottom: 36px !important;
  }

  .footer-logo-container {
    flex: 0 0 100% !important;
  }

  .footer-links {
    min-width: 120px !important;
  }

  .page-aetna .landing-content-container {
    padding: 2em;
  }

  .page-aetna .landing-benefit-item {
    width: 200px;
  }

  .page-aetna .landing-cta-button {
    width: 80%;
  }

  .page-aetna .landing-logo-client {
    width: 120px;
  }

  .page-aetna .landing-header-container {
    padding-left: 2em;
    padding-right: 2em;
  }

  .page-aetna .landing-header-tfn-container {
    font-size: 1.3em;
  }
}

@media (max-width: 768px) {
  .cta-section--split .cta-layout {
    grid-template-columns: 1fr;
    gap: 1.25rem;
    padding: 1rem;
  }

  .cta-section--split .cta-media img {
    min-height: 220px;
    object-position: center top;
  }

  .cta-section--split .cta-content {
    text-align: center;
    padding-right: 0;
  }

  .home-hero {
    padding: 52px 0 44px;
  }

  .hero-card {
    max-width: 100%;
    margin-top: 2rem;
  }
}

@media (max-width: 600px) {
  .benefit-grid {
    grid-template-columns: 1fr;
  }

  .mission-callout,
  .warning-callout,
  .info-callout,
  .oop-callout {
    flex-direction: column;
  }

  .about-stats-row,
  .cost-split {
    gap: 0.65rem;
  }

  .cost-pct {
    font-size: 1.1rem;
  }

  .oop-callout {
    margin-top: -16px;
  }
}

@media (max-width: 767px) {
  .footer-content-container {
    flex-direction: column !important;
  }

  .footer-link {
    margin-top: 0.5em !important;
  }

  .footer-links {
    width: 100% !important;
    margin-top: 2em !important;
    margin-left: 0 !important;
  }

  .footer-links.first {
    margin-top: 0 !important;
  }

  .footer-logo-img {
    height: 32px !important;
  }

  .footer-logo-container {
    order: 1;
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: center !important;
    width: 100% !important;
    margin-top: 2em !important;
    text-align: center !important;
  }

  .page-aetna .landing-headline {
    font-size: 1.5em;
  }

  .page-aetna .landing-content-container {
    padding: 2em 1em;
  }

  .page-aetna .landing-benefit-item {
    width: 300px;
    margin: 0 auto 2em;
  }

  .page-aetna .div-block-4,
  .page-aetna .landing-benefits-2,
  .page-aetna .landing-header-container {
    flex-direction: column;
  }

  .page-aetna .div-block-4 {
    margin-top: 2em;
  }

  .page-aetna .landing-text {
    margin-top: 2em;
    font-size: 1.1em;
    line-height: 1.4em;
  }

  .page-aetna .landing-cta-button {
    width: 90%;
    font-size: 1.3em;
  }

  .page-aetna .landing-header-container {
    padding-top: 0.5em;
    padding-bottom: 0.5em;
  }

  .page-aetna .landing-logo-separator {
    height: 30px;
    margin-right: 0.5em;
  }

  .page-aetna .landing-header-tfn-container {
    margin-top: 1em;
    font-size: 1.2em;
  }
}

@media (max-width: 479px) {
  .navigation-container {
    height: 60px !important;
    padding: 0 16px !important;
  }

  .header-logo-img {
    height: 32px !important;
  }

  .menu-button,
  .menu-button.w--open {
    max-height: 60px;
  }

  .burger-line {
    width: 18px;
    height: 2px;
  }

  .navigation-dropdown-link {
    padding-left: 2em !important;
    white-space: pre-wrap !important;
  }

  .navigation-dropdown-toggle {
    padding-right: 1em !important;
    padding-left: 1em !important;
  }

  .page-aetna .landing-headline {
    font-size: 1.3em;
  }

  .page-aetna .landing-benefit-text {
    font-size: 1em;
  }

  .page-aetna .landing-benefit-item {
    width: 100%;
  }

  .page-aetna .landing-text {
    font-size: 1em;
  }

  .page-aetna .landing-cta-button {
    width: 100%;
    padding-right: 1em;
    padding-left: 1em;
  }

  .page-aetna .landing-header-container {
    padding: 0.5em 1em;
  }

  .page-aetna .landing-header-tfn-container {
    margin-top: 0.5em;
  }

  .page-aetna .button-hours {
    font-size: 85%;
  }
}